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How Do Student Loans Work?
Exorbitant tuition fees and living expenses have forced 45.6 million Americans to turn to student loans for higher education, resulting in an outstanding debt of $1.77 trillion in 2025. Students […]
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Financially Successful Teenagers Avoid These Mistakes
Transmitting the financial knowledge I gained over the last few decades to my younger self is, unfortunately, not feasible. But what I’ve learnt will benefit my children because I can […]
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How to Properly Prepare for Retirement
It’s difficult for me to believe that forty years of my life have passed. In twenty-five years, I’ll legally be allowed to apply for a pension. I’m not interested in […]
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Look out for signs before a recession
The big question on many people’s minds is, are we heading towards a recession? Some doomsayers have been warning about a recession for several years, perhaps because negative news sells. […]
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How Much to Spend on Housing, Transportation and Food?
Instead of a budget, I prefer to compile a cash flow statement. A budget usually consists of forecasted figures, whereas you need to work with actual figures. And that’s exactly […]
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Build Good Money Habits to Save
Almost 60% of Americans don’t have a $1,000 saved for emergencies. Think about that. In the so-called richest country in the world, there are people in the U.S. earning six […]