-
How to Save Money in 2025
Happy New Year. I hope that you’ve made a commitment to do whatever it takes to improve your financial situation this year. Making a commitment is the first step. To […]
-
Live Below Your Means
The key reason that I paid off my debt and saved money is because I lived below my means. That means my expenses were less than my income. Because of […]
-
Two Important Things Before Paying My Debt
Paying off your debt gives you a new lease on life. Only a few things are worse than owing an institution money and harassing you all the time to recover […]
-
The Benefits of Being Debt-Free
Having debt drains you financially and emotionally. In 2017, when I had $40k debt, I was also homeless and unemployed without any savings. Lawyers bombarded me every day, calling me […]
-
Improving Your Finances Requires Planning
Without a financial plan, you’re like a ship out at sea without a crew. The tides sway you in every direction, and it’s a matter of time before you’re a […]
-
The Most Important Lesson in Personal Finance
I’ve learnt many things since my homeless days. As simple as it is to tell somebody to live below their means, it’s not easy to fulfil that in reality. And […]