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How Much to Spend on Housing, Transportation and Food?
Instead of a budget, I prefer to compile a cash flow statement. A budget usually consists of forecasted figures, whereas you need to work with actual figures. And that’s exactly […]
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Build Good Money Habits to Save
Almost 60% of Americans don’t have a $1,000 saved for emergencies. Think about that. In the so-called richest country in the world, there are people in the U.S. earning six […]
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The three mindsets that kept me in poverty
The mind is a powerful tool. It will either guide you to prosperity or drown you in sorrows. Ultimately, it’s your thoughts that will determine the path that you will […]
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The reasons most people will never succeed financially
It’s crazy to think that you can do the same thing over and over again and expect different results. Yet, that’s exactly how I conducted my finances. I always believed […]
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5 Things That Made Me Poor
When a sports team loses, they analyse the game tape to pinpoint their poor decisions and determine how to improve. That’s exactly what I did after I lost everything and […]
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How to Save Money in 2025
Happy New Year. I hope that you’ve made a commitment to do whatever it takes to improve your financial situation this year. Making a commitment is the first step. To […]